Licensing readiness review
Pre-application or renewal readiness check against Taiwan fintech licensing expectations and documentary gaps.
Changhua · audits for fintech
Findings written for people who sign the licence file
We examine payment flows, safeguarding arrangements, and control evidence for fintech firms preparing for supervisors, investors, or an internal board review.
Flagship work: a full controls and compliance audit scoped to your licence class, settlement model, and Taiwan regulatory calendar.
Flagship audit
Full controls & compliance audit for fintech operators
Built for licensed payment institutions, e-money issuers, and lending platforms that need an independent view of customer-fund safeguarding, transaction monitoring evidence, and policy-to-practice gaps before a supervisor visit or capital raise.
Engagements typically run six to ten weeks on site and remotely from our Changhua office, ending with a graded findings register and a management letter your board can circulate without rewriting.
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Related offers
Other audit work we take on
Customer-fund safeguarding test
Focused testing of float reconciliation, bank confirmations, and break ownership for e-money and payment floats.
Follow-up remediation check
Short return visit to verify that graded findings from a prior audit were closed with lasting evidence.
From the field
“They insisted on walking the settlement batch, not just reading the policy.”
A Taiwanese remittance operator asked us to test whether daily reconciliation actually closed the customer float. We traced three settlement days end-to-end, flagged two unowned suspense accounts, and left a remediation sequence the CFO could assign by name.
More client stories
Journal
Notes from recent fintech audits
When a safeguarding break has no owner
How aged suspense items in a fintech float become audit findings — and what boards should ask before closing the register.
Building a licensing file that matches the shop floor
Licensing readiness for Taiwan fintech applications fails when the narrative describes controls the operations team cannot demonstrate.
Running a findings workshop without theatre
How to structure a fintech audit findings workshop so severity grades stick and management comments land in the final pack.
Next step
Send the licence class, last audit date, and what the board needs to decide
We reply within two business days with a provisional scope, estimate range, and whether we can meet your supervisor window.
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